The Pension Couch: Pension Buyback or Freedom Buyback?

How much would you pay to get five work-free years back in your life? Continue reading

The Pension Series (Part 17): Buying Years – A Case Study

The Set Up A reader (let’s call her Buffy) recently asked me if I could help her and her husband (let’s call him Angel) determine if “buying years back” from Angel’s pension would be worth it. For those of you … Continue reading

The Pension Series (Part 30): Pension Maximization

Pension maximization ensures your pension’s positive impact in retirement is as significant as possible. You maximize your pension by taking active steps during your pensionable career. Continue reading

The Pension Couch: Pension Roll-Over Questions

Most of the questions were life planning questions disguised as “run the numbers” questions. And, I was OK with that. Continue reading

The Complicated Financial Life of a US to NZ Expat

I recently gathered the information needed to file my New Zealand taxes. This was a multi-week task that required downloading documents from family financial accounts spanning three different continents. It was as exciting as it sounds, and if it were … Continue reading

Put Your (Pension) Money Where Your (House) Mouth Is

Permanence and Pension Money Greetings, long-lost readers! It’s been over a year since I published my last post about my return to work to qualify for a New Zealand residence visa. A lot happened over that time, so much so … Continue reading

FIRE in New Zealand: One Thing a Pension Cannot Buy

I’m mourning the death of my defined benefit pension-enabled Financial Independence Retire Early (FIRE) in New Zealand lifestyle. Continue reading

This Is Your Pension On Inflation

Even in the scenario with the largest pension, once Don’s pension starts, it goes from covering all the family’s retirement spending to roughly one-third by the 49th year. That’s a giant swing downward due to inflation! Continue reading