The Pension Couch: 8 More Years

Believe it or not, I get fan emails from time to time. They come in many different forms. Some of it is precisely what it sounds like, meaning people take the time to drop me a nice note and say how much they liked the blog, the book (or both), or how much something I wrote resonated with them. I’d be lying if I didn’t say that my ego likes those emails. I’d also be lying if I said I have great tracking system for responding to all them. So, if I owe you a response, please accept my apology in advance as I try to work through the backlog. More importantly, please keep sending those types of emails because I find them extremely motivating. They help me write, even on days when I’m not feeling particularly creative.

Advice requests are another form of fan emails I receive. Those motivate me too because I get to help people directly. Most of the time, the advice being sought is pension-related. For instance, sometimes, people want me to analyze their pension as a whole. In contrast, others ask about a specific pension design element. Anyone who’d like to see or listen to me provide an overall analysis of a pension can check out the ChooseFI episode where I counseled a young married couple about the wife’s pension.

Less often, advice requests center on career/life issues associated with pensionable jobs. These issues sometimes include a mental health angle. Since I blog about my mental health issues connected to my previous pensionable job, it’s no surprise that readers reach out with similar problems or questions. That’s the gist of the latest email, which I discuss below. Continue reading

Pre-Retirement and Mental Health

Everyone Take Note

May is Mental Health Awareness month in the United States. I make no secret on this blog that I struggle with depression and anxiety linked to Post Traumatic Stress (PTS). Just the opposite, I shine a light on those issues and their interplay with my pensionable career whenever practical. Furthermore, I try hard to discuss themes and subjects which I believe are common among anyone in a similar situation. I do that to foster conversation with other pensionable workers who might also struggle from mental health issues linked to their careers.

It’s also no secret that I’m retiring this year, which means I will soon become a veteran. As a result of my pending veteran status, and everything I just listed above, I spent some time researching veteran mental health statistics and issues. A portion of this article covers those findings, which I share in the hope that it prompts robust discussions in your professional and/or personal lives. The other part of this article discusses some of the steps I’ve taken to make sure my mental health issues don’t impede my retirement.

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Retirement Anxiety: How I Retired Mine

Anxiety Check

Retirement anxiety

I think it will take more than this to calm me down.

How are your retirement anxiety levels at the moment? I must admit my levels were high earlier this week. As described in my previous post, I recently realized that I’m (probably) not going to make it to 21-years of military service. Thus, I’m (probably) going to retire after my pension vests at 20-years. This means that I won’t secure the transferability of my GI Bill to my kids prior to retiring. As a result, I’m leaving a lot of potential money on the table.

I spiked my anxiety levels even further this week by breaking the above news to Mrs. Grumpus. She doesn’t routinely read my blog. She’s too busy with the kids and running the household to find the time to read my 3500+ word tomes (i.e. articles). As a result, if I come to some major insight about my life while writing, I can’t rely on her to read about it. This means I actually have to talk to her. Unfortunately, I’m a much better writer than a talker, so I usually make a mess of the conversation. Continue reading