Pension maximization ensures your pension’s positive impact in retirement is as significant as possible. You maximize your pension by taking active steps during your pensionable career. Continue reading
I’m not afraid to say while updating this article, my thinking evolved on the importance a pensionable worker should place on their pension subsidized healthcare. It’s no longer the all-important monolith I once thought. Continue reading
I realize that the Golden Albatross situation for pensionable women calls for more nuance. I say that because many of the additional factors women need to consider work against each other. Continue reading
Most of the questions were life planning questions disguised as “run the numbers” questions. And, I was OK with that. Continue reading
I only ran this survey to meet the ‘primary data collection’ requirements for my master’s thesis. However, I decided a survey might provide some fascinating insight into my readership. In that regard, it didn’t disappoint. Continue reading
As either a current pensionable employee or a soon-to-be retiree, it behooves you to examine your pension plan’s design and determine its generosity level. Breaking it down by its design elements will help you make a better informed Golden Albatross decision or build a better retirement plan. Continue reading
This is a substantive revision to the original Pension Series Part 13 article I published on 04 FEB 2018. I updated this article because I have a new method for calculating the Total Dollar Value (TDV) of pensions that do not possess a Cost of Living Adjustment (COLA).
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It’s in your best interest to know how to calculate your pension’s Total Dollar Value (TDV). This article explains why and shows you how. Continue reading
When should a participant in a pension plan pay attention to market volatility? Continue reading
The Set Up A reader (let’s call her Buffy) recently asked me if I could help her and her husband (let’s call him Angel) determine if “buying years back” from Angel’s pension would be worth it. For those of you … Continue reading