6 Lessons From 18 Months as a Pensioner

Back in Time Wow! Where did the time go? I blinked, and my first year-and-a-half as a pensioner flew by. Before you start laughing about my use of the term “pensioner,” I’m aware that in many parts of the world, … Continue reading

The Pension Series (Part 24): The Golden Albatross vs. Black Pensions

Access to Defined Benefit pensions for Black workers was a Civil Rights issue in the 1950s and 60s. As a result, Black workers are still overrepresented in pension producing public sector and unionized jobs today. This article deep dives on the issue, and recommends modifications of The Golden Albatross pension decision framework for Black workers. Continue reading

The Trade War Will Not Be Televised …

… But, It Will Be Tweeted Tariff by bloody tariff apparently. Yes folks that’s right, despite all the talk of North Korean nukes, the Singapore summit, and “historic” de-nuclearization agreements reached (which were apparently the same as previous historic agreements); … Continue reading

The Golden Albatross Financial Philosophy

The Request A few months ago a military member from a mid-career service school approached me through my blog with a request. He’s an instructor, so let’s call him Professor X. One of Professor X’s topics is personal finance as … Continue reading

Post-Retirement Planning (Part 1): Teamwork

A Team Grumpus Victory Lap This past week was a big one in the short history of the Grumpus Maximus blog. My first guest post on a much bigger website drove a record amount of traffic to mine. The guest … Continue reading

An Unintentional Meander Up Grumpy Avenue (Part 3)

It’s OK to Fail Americans abhor failure, or so we’ve been led to believe. I joined the U.S. military in the late 1990s and can remember the Zero Defect Mentality the post-Cold War peace dividend bred into our military leaders. … Continue reading

University of the Golden Albatross: Roth Options Vs. Traditional Retirement Accounts

Study Hall Do you have a favorite teacher from your time at school? How about one that particularly challenged you to be a better student? It could be a primary, secondary or college instructor who you remember particularly fondly. I … Continue reading