Dear Grumpus Maximus,

I am so pleased! That was so much faster than I expected. I called this morning to double check on the death benefit and she told me as long as there is money left  in the annuity it would pass on, even after the annuity started.

I bought the annuity because my mom died about 10 months after my husband. My Dad never did or cared anything about finances so I started paying his bills for him. It was really tight for him on just his social security, and then he remembered he had this annuity. I saw how much easier it was for him. So when my accountant friend had another guy in the business propose this annuity that’s what I had in my mind and not all the warnings I had heard from Clark Howard years before. When I was reminded of that I felt pretty stupid for being talked into an annuity.

I got married when I was 18 and the job I got when I was 53 was my first real job. I make $13.25 an hour! Not your normal Fi income! But because I don’t owe  anything on my truck or have a mortgage, my boss pays for my health insurance and even changes the oil in my truck, I can live just fine on what I make.  What you did for me gave me the assurance that even though buying the annuity was a mistake, that doesn’t mean it’s a mistake to keep it. So I don’t have to keep feeling bad for not doing something about it. That’s huge! Thank you so much! And being called Lady J was icing on the cake! I swelled up to twice my size.

So grateful,
Lady J