As you see from the title, this post is a continuation of a previous post on the method I use to conduct financial planning.  If you haven’t read the first post I suggest you go back and do so.  The content below will make more sense if you do. I would strongly suggest you read my article on the need to track your money as well.  Without that knowledge you will not be able to make many of the calculations I discuss below.

If on the other hand, you are continuing from Financial Planning (Part I), and you’ve read my Track Your Money post, it must be because you are ready to build your financial plan.  So let’s get to it. Continue reading →